Customer Validation. Simpler
Phronesis provide integrated APIs that fight fraud by seamlessly verifying the mobile phone number and identity declared by a customer. We secure mobile-centric journeys across the lifecycle of account creation, interaction, engagement (via SMS or voice) and within transactions / payments.
Network Biometrics™ Platform
Our platform connects to mobile operators and identity services providers globally, to create actionable insights using our unique Network Biometrics™ and Acidity Score™.
We enable partners to make real-time, informed decisions about user identity.
Direct connections to the major UK mobile networks and wider telecom operator community provide us with trusted access to powerful and contextually rich, real-time data attributes about a user's mobile phone service. Combined with our proprietary business logic and market leading data sources, we help partners understand more about users.
We call this Network Biometrics™ and it powers solutions that give our partners truly unique and valuable insights into their customer ecosystem.
Our partners often need a clear way of making comparative decisions about their customers. Whether deciding to approve a loan, accept a new user registration, authorise a remote payment or deliver goods to a registered address, we provide the confidence demanded.
The Phronesis Acidity Score™ is a smart way of determining the mobile identity risk profile associated with an individual user, relevant to the customer journey they are following, together with critical insights from our Network Biometrics™.
Our partners simply choose where the trust threshold (pH balance) should be set dependent on their objectives and shared perspectives from our cross-platform deep-learning algorithms.
Our real-time APIs solve common customer validation challenges. Including Customer Onboarding, SIM Swap, Account Take Over and Strong Customer Authentication (SCA).
Before authorising a login, approving a payment or sending a 2FA SMS (or voice call), check your user's mobile number has not been the subject of a SIM Swap or more sophisticated Device Swap and may still be trusted.
Meet PSD2 and Strong Customer Authentication requirements