Phronesis

Customer Validation. Simpler

Phronesis provide integrated APIs that fight fraud by seamlessly verifying the mobile phone number and identity declared by a customer.  We secure mobile-centric journeys across the lifecycle of account creation, interaction, engagement (via SMS or voice) and within transactions / payments.

Network Biometrics™ Platform

Our platform connects to mobile operators and identity services providers globally, to create actionable insights using our unique Network Biometrics™ and Acidity Score.

We enable partners to make real-time, informed decisions about user identity.

Customer Validation Platform Architecture

Direct connections to the major UK mobile networks and wider telecom operator community provide us with trusted access to powerful and contextually rich, real-time data attributes about a user's mobile phone service.  Combined with our proprietary business logic and market leading data sources, we help partners understand more about users.

We call this Network Biometrics™ and it powers solutions that give our partners truly unique and valuable insights into their customer ecosystem.

Acidity Score™

Our partners often need a clear way of making comparative decisions about their customers.  Whether deciding to approve a loan, accept a new user registration, authorise a remote payment or deliver goods to a registered address, we provide the confidence demanded.

The Phronesis Acidity Score™ is a smart way of determining the mobile identity risk profile associated with an individual user, relevant to the customer journey they are following, together with critical insights from our Network Biometrics™.  

 

Our partners simply choose where the trust threshold (pH balance) should be set dependent on their objectives and shared perspectives from our cross-platform deep-learning algorithms.

APIs

Our real-time APIs solve common customer validation challenges.  Including Customer Onboarding,  SIM Swap, Account Take Over and Strong Customer Authentication (SCA). 

 

APIs can also be interconnected to form products that address specific market applications.  Including those within finance, insurance, retail and logistics.

Customer Validation Number Discovery

Discover

Number Discovery

Number

SIM

Device

Network

Validating that a customer's mobile phone number is correctly formatted, genuine and reachable is immensely valuable. Let's keep it that way!

 

Identify SIM | Device Swap and prevent Account Take Over

Customer Validation Number Assurance

Assure

Number Assurance

Registration
Payment
Access

Contact

Step-up the protection and verify the mobile number a user is providing to assert their identity is registered to them and does not carry any suspicious activity flags.

 

Add confidence with KYC Matching

Customer Validation Secure Communications

Communicate

Assured Communication

SMS

Telephony

PSD2

SCA

Before authorising a login, approving a payment or sending a 2FA SMS (or voice call), check your user's mobile number has not been the subject of a SIM Swap or more sophisticated Device Swap and may still be trusted.

 

Meet PSD2 and Strong Customer Authentication requirements

Customer Location Validation

Protect

Contextual Location

Delivery

Payment

Access

Activity Match

Be certain that the information your customer is providing is true. 

Make sure the address / location given  (in country or overseas) matches the activity and passes relevant fraud parameters. 

Limit fraud, lost goods and false payments

© 2020 Phronesis Technologies Ltd   |   contact@phronesis.net   |   Tel: +44 7539 272271

Phronesis Technologies Ltd are registered in the United Kingdom number 10726796